Live beneath your means. // Return everything you borrow. // Stop blaming other people. // Admit it when you make a mistake. // Give clothes not worn to charity. // Do something nice and try not to get caught. // Listen more; talk less. // Everyday take a 30-minute walk. // Strive for excellence, not perfection. // Be on time. // Don’t make excuses. // Don’t argue. // Get organized. // Be kind to people. // Be kind to unkind people. // Let someone cut ahead of you in line. // Take time to be alone. // Cultivate good manners. // Be humble. // Realize and accept that life isn’t fair. // Know when to keep your mouth shut. // Go an entire day without criticizing anyone. // Learn from the past. // Plan for the future. // Live in the present. // Don’t sweat the small stuff. // It’s all small stuff.